Commercial Real Estate Financing

Find the Best Loan Option for You

Everyone at Opportunity Capital Funding is dedicated to finding the best Fix/Flip and Rental real estate financing solutions for you and your business, no matter what you need. We offer options for big and small transactions.

Our variety of Fix/Flip and Refinance products ensures that no matter your business structure or cash flow needs, you’ll be able to find the financial solution that is right for you.

Flexible Real Estate Financing

  • Fix and Flip Funding:  Find that great project home just ready for renovations and use our funding option to purchase and rehab the property.  Here are some of the highlights:
    • Up to 90% of the purchase price and 100% of the rehab costs.
    • 6-18 month interest only terms.
    • Minimum loan amount is $30,000.  Less on case by case basis.
    • Rates 8%-14%* depending on experience and FICO
    • Minimum FICO 650.  Less on case by case basis.
    • No Pre-Payment Penalty.
    • Detached SFR, Condo, Townhouse, 2-4 Multi included., Double-wide Mobile Homes
  • Rental Loan Purchasing/Refinance Funding: We offer Rental Loans on properties that are rent-ready plus refi loans on your existing rental homes.  Here are some highlights:
    • Detached SFR, Condo, Townhouse, 2-4 Multi included
    • Rates 7%+*
    • Terms 5/1 ARM, 7/1 ARM, 10/1 ARM with 30 year amortization.
    • Up to 60 month Pre-Payment Penalties, 5/4/3/2/1.
    • Rate buydown options.
    • DSCR 1.1+
    • Up to 75% LTV
    • Minimum FICO 650.  Less on case by case basis.
  • 5+ Multi-Unit Purchasing/Refinance Funding:  This specific financial solution allows us to tailor the structure of the loan to each client’s unique situation.  Large multi-unit properties require a more lending process.  Find the best loan structure for you.  Here are some highlights:
    • Up to 75% LTV
    • Minimum FICO 650.  Less on case by case basis.
    • Rates 7%+*
    • Terms are 5/1 ARM, 7/1 ARM, 10/1 ARM with 30 year amortization.
    • Up to 60 month Pre-Payment Penalties, 5/4/3/2/1
    • Rate buydown options.

Allow our depth of expertise to work for you. Take advantage of or wealth of unique resources by contacting Opportunity Capital Funding today. Find out what loan structure is perfect for you and your business!

*Subject to change based on market.

Download the Rehab Budget Worksheet

Download the Credit Application