Small Business Loan

Give Your Business the Boost It Needs With an SBA Loan

As a small business leader, you likely know that it can be difficult to secure the financing you need to grow your business. Fortunately, Opportunity Capital Funding can help. We work with the Small Business Administration to offer loans with competitive rates and high principal amounts. If your business could use a funding boost, we are here to help.

Commercial Real Estate

If you want to buy, renovate or refinance owner-occupied real estate, an SBA loan may be the answer. Through these programs, you can finance commercial properties such as the following:

  • Single-purpose properties
  • Nonconforming buildings
  • Hotels
  • Healthcare practices
  • Automotive services facilities
  • Childcare buildings

Business Equipment

Many of our customers use these small business loans to help pay for their equipment needs. These are a few examples of the types of equipment you could buy:

  • Vehicles
  • Heavy equipment
  • Production machinery
  • Diagnostic tools
  • Laundry equipment
  • Trucking equipment
  • Printing and binding machines

Large Loans and Competitive Terms

When you borrow through the 504 or 7a program, you can get up to $5 million in funds. Depending on which program you choose, you can get either fixed or variable rates with highly competitive interest. We can provide up to 90% financing. These loans are fully amortized with no penalties for early payment and 25-year terms. This is one of the most advantageous ways to get funds for your business.

Business Acquisitions

Another common use for this type of small business loan is to fund the acquisition of another business or buying out of a partner. When making an approval decision, we will primarily examine the cash flow and management of the business. For acquisitions, we can offer 80% financing and 15-year terms. Like loans for other purposes, they are fully amortized with no ballooning and no prepayment penalties.

Learn More

Contact Opportunity Capital Funding today to learn more about our SBA loans. We look forward to helping you get started.